OUR PRODUCTS & programs

---

Is a mortgage loan that's not backed by a government agency. These loans come in all shapes and sizes, and while they don't provide some of the benefits as FHA, VA and USDA loans.

Is a home mortgage that is insured by the government and issued by a bank or other lender that is approved by the agency. The FHA loan is designed to help low- to moderate-income families attain homeownership. They are particularly popular with first-time homebuyers. 

Is a top benefit of military service for eligible veterans, service members and qualifying surviving spouses. It allows you to qualify for a low-cost mortgage when you’re looking to purchase or refinance, even if your credit isn’t perfect. 

USDA provides homeownership opportunities to low- and moderate-income rural Americans through several loan, grant, and loan guarantee programs 

Are designed for self-employed individuals. These loans allow borrowers to use their business's Profit & Loss (P&L) statements to qualify, bypassing traditional income verification. 

These are for non-residents of the United States who don’t have a Social Security number. These programs allow you to purchase real estate without being a citizen. If you’re looking for a simple way to invest in a residential property but reside in another country, this might be a good option for you 

A fix and flip loan is a form of short-term financing designed to help real estate investors purchase and renovate a property. This type of loan typically has a higher interest rate than a traditional mortgage. 

These type of loans only covers the cost of building a new home. This includes land purchases, contractor labor, materials and any permit fees. With a construction loan, the home must be completely built and have a certificate of occupancy issued on the property within one year, making it a short-term loan. 

Commercial loans are granted to a variety of business entities, usually to assist with short-term funding needs for operational costs or for the purchase of equipment to facilitate the operating process.

Is a non-qualified mortgage loan that allows borrowers to seek a home loan without showing net income on the tax return. Can be a mortgage solution for self-employed borrowers.

Looks at the cash flow generated from an investment property to qualify for a mortgage instead of personal income. You can choose from a short-term rental DSCR loan or a long-term rental DSCR loan. 

This type of loans that’s secured by the equity of your home. Allows you to have access to cash to make purchases up to the value of the loan.    

A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan. Typically have steeper credit and down payment requirements. Also, Jumbo loans have higher interest rates.